2013년 11월 24일 일요일

About 'top 10 mutual funds'|Top 10 Best Balanced Mutual Funds – Part 2







About 'top 10 mutual funds'|Top 10 Best Balanced Mutual Funds – Part 2








Getting               your               personal               finances               in               order               should               be               one               of               the               top               resolutions               for               everyone.

Here               are               10               things               to               begin               doing               in               the               New               Year.

10.

Stop               paying               overdraft               fees.

Bank               fees               for               non-sufficient               funds               can               amount               to               up               to               $35               per               transaction.

An               individual               who               usually               overdraws               their               account               does               so               an               average               of               two               times               per               month.

These               fees               can               add               up               quickly-to               a               whopping               $840               a               year.
               Instead               of               giving               your               financial               institutions               this               fee               income,               get               overdraft               protection               for               your               accounts               and               do               a               better               job               of               balancing               your               check               book.
               9.

Stop               paying               expensive               finance               charges               on               your               credit               card.

Credit               card               debt               is               bad,               bad,               bad!

Not               only               are               the               interest               rates               high               (averaging               around               16%),               but               the               finance               charges               you               pay               on               this               debt               is               not               tax               deductible.
               If               you               already               have               a               significant               balance               on               your               credit               card               that               you               cannot               pay               off               immediately,               consider               transferring               your               balance               to               a               0%               interest               rate               card.

The               0%               is               usually               for               a               certain               time               period               (1               year               or               less)               and               companies               usually               charge               some               type               of               balance               transfer               fee.

However,               during               the               time               your               balance               is               not               generating               interest,               make               an               effort               to               pay               down               the               debt.
               8.

Check               your               credit               report               each               year               and               promptly               dispute               and               correct               any               mistakes.

You               should               know               by               now               that               you               are               entitled               to               at               least               one               free               credit               report               each               year               at               www.annualcreditreport.com.

Be               sure               to               check               your               report               each               year               from               all               three               credit               bureaus               to               see               where               you               stand.

For               a               small               fee,               you               can               also               check               your               credit               score.
               7.

Build               an               emergency               savings               fund.

In               the               past,               financial               advisors               have               always               suggested               that               individuals               have               an               emergency               fund               that               contains               enough               to               support               three               to               six               months'               worth               of               expenses.

In               today's               struggling               economy,               that               emergency               fund               needs               to               grow               to               support               six               to               nine               months'               worth               of               expenses.
               The               article               "How               to               Save               Money               Like               a               Pro"               provides               great               tips               on               how               to               effectively               save               money.

By               executing               these               tips               and               being               disciplined,               you'll               have               no               problem               building               your               emergency               fund.
               6.

Contribute               more               (or               begin               contributing)               to               your               401(k).

Even               though               the               financial               markets               are               down               these               days,               your               company               401(k)               is               still               a               great               way               to               save               for               retirement.

Taking               advantage               of               this               tax-deferred               method               of               saving               and               also               take               advantage               of               your               company's               matching               funds.
               5.

Keep               track               of               your               spending               and               eliminate               unnecessary               expenditures.

This               is               a               great               way               to               figure               out               where               you               could               be               saving               more               money.
               4.

Contribute               a               portion               of               your               income               to               the               purchase               of               an               income-producing               asset.

In               addition               to               saving               money,               purchasing               assets               such               as               individual               stocks               and               bonds,               a               mutual               fund,               a               certificate               of               deposit               (CD),               or               even               a               savings               bond               are               a               great               way               to               generate               additional               income.
               3.

Reduce               or               completely               eliminate               credit               card               debt.

Again,               credit               card               debt               is               bad.

It               is               best               to               completely               eliminate               this               debt;               however,               it               would               also               be               good               if               you               could               reduce               the               balance               of               your               credit               cards               to               about               30%               of               the               limits.

This               reduction               would               help               improve               your               credit               score               by               showing               that               your               cards               are               not               at               the               maximum               limit.
               2.

Refinance               your               adjustable               rate               mortgage               (ARM)               to               a               fixed-rate               mortgage.

Mortgage               rates               are               currently               the               lowest               they               have               been               in               a               number               of               years.

Refinance               your               mortgage               to               get               a               better               fixed               rate               and               to               reduce               your               monthly               mortgage               payments.

By               refinancing               to               a               fixed               rate,               you               won't               have               to               worry               about               your               mortgage               payment               increasing               unexpectedly.
               1.

Set               financial               goals               and               a               step-by-step               plan               to               accomplish               those               goals.

This               is               the               number               one               resolution               you               should               make               for               this               year.

Determine               what               it               is               you               would               like               to               accomplish               financially               (whether               it               is               saving               for               a               down               payment               on               a               new               home,               saving               for               a               dream               vacation,               or               building               an               emergency               fund               of               $20,000).

Write               down               your               goal               and               your               plan               to               get               there-then               follow               your               plan.






Image of top 10 mutual funds






top 10 mutual funds
top 10 mutual funds


top 10 mutual funds Image 1


top 10 mutual funds
top 10 mutual funds


top 10 mutual funds Image 2


top 10 mutual funds
top 10 mutual funds


top 10 mutual funds Image 3


top 10 mutual funds
top 10 mutual funds


top 10 mutual funds Image 4


top 10 mutual funds
top 10 mutual funds


top 10 mutual funds Image 5


  • Related blog with top 10 mutual funds





    1. engperspective.blogspot.com/   09/02/2011
      ...in US Domestic Stock mutual funds. The following Top 10 Domestic Stock Mutual... Top Mutual Funds 2011: Top 10 Best Taxable Bond Funds...
    2. www.ritholtz.com/blog/   07/05/2012
      ...improve long term results. Consider what ETFs you can substitute instead of mutual funds. Previously : Top 10 Investor Errors 1. Excess Fees 2. Reaching for Yield...
    3. chan0512.wordpress.com/   02/27/2011
      ...Vanguard Wellington American Funds American Balanced More on Hubpages: Top 10 Best Balanced Mutual Funds Part 2 Like this: Like Be the first to like this.
    4. chan0512.wordpress.com/   02/25/2011
      ...Funds American Balanced BlackRock Global Allocation More on Hubpages: Top 10 Best Balanced Mutual Funds part 1 Like this: Like Loading...
    5. chan0512.wordpress.com/   09/11/2011
      ...Fd Instl Details can be found at MEPB Financial: Top 10 Best Rated International Stock Mutual Funds 2011 Like this: Like Loading...
    6. millionairenowbook.blogspot.com/   12/15/2006
      ... make when building a mutual fund portfolio-and how to avoid them...your entire asset allocation. Buying a fund outside of its sweet spot. Avoiding...
    7. investing-coach.blogspot.com/   08/07/2009
      ...information relative to mutual funds. While you may already...of these "10 Best" sources.... 10. The Wall Street... of mutual fund performance ...
    8. publicmutual-helmy.blogspot.com/   01/31/2008
      ...to be investing in Public Mutual Islamic Unit Trust funds. For the date ending ... are in the Top 10 of Overall Islamic Unit Trust Funds...
    9. yourmitra.wordpress.com/   10/11/2008
      ...mutual funds then have a look at this post http://theindiastockmarket.blogspot.com/2008/10/top-indian-mutual-funds-comparison-best.html Filed under: Stock Markets Tagged: | indian funds...
    10. freemanstrikes.blogspot.com/   10/02/2007
      ...the same period, these 10 ELSS mutual funds have scored over the Sensex on...The best amongst these top 10, Principal Personal Taxsaver, gained...



    Related Video with top 10 mutual funds







    top 10 mutual funds Video 1








    top 10 mutual funds Video 2








    top 10 mutual funds Video 3




    top 10 mutual funds































    0 개의 댓글:

    댓글 쓰기